Create list for Cape Cod model

g itself Basic design is for g to be a function of a single parameter vector, however in the simulations it is necessary to work on a matrix of parameters, one row for each simulated parameter, so g_obj must be flexible enough to handle both. Here g_obj is a version of the Cape Cod model but with the restriction that the expected cumulative averge payments to date equal the actual average paid to date. Because of this restriction the incremental averages are expressed as a percentage times the expected ultimate by row. Formulae all assume a full, square development triangle.

chain(B0, paid_to_date, upper_triangle_mask)

Arguments

B0	development triangle
paid_to_date	numeric vector of length size. It is the lower diagnal of the development triangle in row order. It represents the amount paid to date.
upper_triangle_mask	is a mask matrix of allowable data, upper triangular assuming same development increments as exposure increments